This is the right choice in personal checking when you want monthly statements with imaged checks. There is no per check fee, and you have unlimited check writing. You'll receive monthly statements, along with images of your cancelled checks. Avoid the monthly fee of just $500 for Personal Checking with a $900 minimum daily balance or a $15,000 average monthly balance. You'll have our free United Trust CheckCard which is also your ATM Card. Overdraft Privilege available after qualifying period. Open your Personal Checking Account with a minimum opening deposit of $350 at United Trust center.